Both Wells Fargo (NYSE:WFC) and US Bank (NYSE:USB) are once again pretty close to the top of the ladder in terms of low-cost mortgage rates today – the two generally having largely remained neck and neck all week so far.
Standard 30 year fixed rate loan interest rates at US Bankcorp (NYSE:USB) have been published at 3.250% today yielding an APR of 3.441%. The best 30 year FHA fixed rate mortgages start at 3.250% and APR of 3.791%. The jumbo options for the 30 year loans are published at 3.625% at the bank yielding an APR of 3.768%.
The shorter term 15 year fixed rate loan interest rates are being quoted at 2.500% at the bank yielding an APR of 2.821% today.
The FHA version of the 15 year loans are on the books at 2.750% yielding an APR of 3.286%. 15 year Jumbo fixed rate mortgage interest rates can be had for 2.750% today and an APR of 3.000%. The 3/1 Adjustable Rate Mortgage interest rates are being offered for 3.375% today yielding an APR of 3.628%. In the ARM arena, 5 year loans have been listed at 2.875% at US Bank showing an APR of 3.420%.
The best 30 year loan interest rates are 3.125% at Wells Fargo (NYSE:WFC) and APR of 3.448%. 30 year FHA loans can be had for 3.000% at the bank with an APR of 3.657%. Shorter term 15 year fixed rate loan interest rates have been quoted at 2.375% with an APR of 2.856%.
In the ARM arena, 5 year interest rates start at 1.875% at Wells Fargo with a starting APR of 2.998% which will change as interest rates adjust. 5/1 FHA ARMs have been published at 2.250% with a starting APR of 2.663%.
The benchmark 30 year refinance fixed rate mortgage interest rates are listed at 3.500% at Wells Fargo carrying an APR of 3.673% today. 30 year refinance FHA loan deals at the bank are on the books at 3.250% today and an APR of 4.274%.
The typically higher interest jumbo 30 year refinance mortgage interest rates at the bank have been listed at 3.625% yielding an APR of 3.753%.
Large (in eligible areas) 30 year refinance fixed rate loans are listed at 3.625% with an APR of 3.753%.
Large (in eligible areas) 30 year FHA refinance loan deals are published at 3.250% and APR of 4.224%.
The short term 15 year refi fixed rate mortgages are being offered for 2.625% and APR of 2.930%. 5 year refinance ARM interest rates have been quoted at 2.250% at Wells Fargo with a starting APR of 2.990%. 5 year refi FHA ARM interest rates start at 2.250% with an APR of 2.983%.
The 5 year refi Jumbo ARM deals are coming out at 2.500% with an APR of 3.032%. Large 30 year refi ARMs are available starting at 2.500% carrying an APR of 3.032%.