10 year loan deals are available starting at 2.690% carrying an APR of 3.135%. The best 20 year loan interest rates have been quoted at 3.375% at the bank today and an APR of 3.615%.
40 year loans at the bank are listed at 4.000% and an APR of 4.143% today.
ARM loans in the 3 year category start at 4.060% with an APR of 3.409%. In the ARM arena, 5 year loans are being quoted at 2.125% at PHH with a starting APR of 2.865%. ARMs in the 7 year category have been listed at 2.375% today with a starting APR of 2.880%. 10 year Adjustable Rate Mortgages are available starting at 2.690% yielding an APR of 2.979% to start.
30 year refinance fixed rate loans at PHH are on the books at 3.500% with an APR of 3.723% today. The shorter term, popular 15 year refi fixed rate loans at the bank are available starting at 2.750% and APR of 3.239%. The 7 year refinance ARM loans are published at 2.625% with an APR of 3.141%.