10 year loans are coming out at 2.690% carrying an APR of 3.135% today. 20 year loan deals are available starting at 3.375% today yielding an APR of 3.615%.
40 year loans stand at 4.000% carrying an APR of 4.143%.
The 3 year Adjustable Rate Mortgages have been listed at 4.060% with an APR of 3.409%. In the ARM arena, 5 year interest rates at PHH are available starting at 2.125% and an APR of 2.865%. ARMs and their APRs change as interest rates move up and down. 7/1 Adjustable Rate Mortgages are being offered for 2.375% today carrying an APR of 2.880%. The 10 year ARM interest rates have been published at 2.690% currently with a starting APR of 2.979%.
Standard 30 year refinance loan deals can be had for 3.500% at PHH today and an APR of 3.723%. Shorter term 15 year refinance fixed rate mortgage interest rates are being offered for 2.750% with an APR of 3.239% today. The 7/1 ARM deals are available starting at 2.625% currently yielding an APR of 3.141%.