There is not a lot of variation in mortgage rates across providers today but PHH is again coming in just ahead of the competition.
Standard 30 year fixed rate mortgages stand at 3.375% at PHH Mortgage carrying an APR of 3.556% today. The shorter term 15 year fixed rate mortgages at the bank stand at 2.580% with an APR of 2.900% today.
10 year fixed rate loans have been quoted at 2.580% today yielding an APR of 3.047%. The best 20 year FRM interest rates start at 3.220% and an APR of 3.473% today.
40 year fixed rate loans are being quoted at 3.780% at the bank and APR of 3.931% today.
3/1 Adjustable Rate Mortgages have been offered at 4.125% and the APR is 3.434%. 5/1 Adjustable Rate Mortgages at PHH Mortgage stand at 2.125% showing an APR of 2.873%. 7/1 Adjustable Rate Mortgages are available starting at 2.290% currently with an APR of 2.850%. 10/1 Adjustable Rate Mortgages are listed at 2.660% today yielding an APR of 2.970%.
The benchmark 30 year refinance fixed rate loan interest rates are 3.500% at PHH Mortgage with an APR of 3.723% today. Shorter term 15 year refinance loans have been quoted at 2.750% carrying an APR of 3.239% today. 7 year refinance Adjustable Rate Mortgages are 2.625% today and the APR is 3.141%.