The benchmark 30 year FRMs start at 3.500% at PHH Mortgage yielding an APR of 3.672% today. The shorter term, popular 15 year FRM interest rates are being offered for 2.750% today carrying an APR of 3.056%.
10 year fixed rate loan interest rates at the bank are available starting at 2.690% carrying an APR of 3.135% today. The best 20 year fixed rate loans at the bank have been offered at 3.375% and APR of 3.615%.
40 year loans at the bank are listed at 4.000% today yielding an APR of 4.143%.
3/1 ARM interest rates are 4.060% yielding an APR of 3.409% to start. In the ARM arena, 5 year loans at PHH are available starting at 2.125% with an APR of 2.865%. The 7 year Adjustable Rate Mortgages are 2.375% today and APR of 2.880%. 10/1 ARM interest rates have been listed at 2.690% currently with an APR of 2.979% to start.
The benchmark 30 year refinance fixed rate loans at PHH are listed at 3.500% carrying an APR of 3.723%. The shorter term, popular 15 year refi loans are being offered for 2.750% and an APR of 3.239%. 7/1 Adjustable Rate Mortgages are being quoted at 2.625% and the APR is 3.141%.