10 year fixed rate loan interest rates at the bank are 2.690% today carrying an APR of 3.135%. 20 year fixed rate loan interest rates are published at 3.375% yielding an APR of 3.615% today.
40 year fixed rate loans are 4.000% with an APR of 4.143%.
ARM loans in the 3 year category are listed at 4.060% with an APR of 3.409%. 5 year ARMs at PHH start at 2.125% and the APR is 2.865% on initial purchase. The 7 year ARM interest rates start at 2.375% and an APR of 2.880%. The 10 year ARMs are being quoted at 2.690% with a starting APR of 2.979%.
Standard 30 year refinance fixed rate mortgage interest rates at PHH are on the books at 3.500% and an APR of 3.723% today. 15 year refinance loan interest rates at the bank are being offered for 2.750% today with an APR of 3.239%. ARM loans in the 7 year refinance category have been quoted at 2.625% currently with a starting APR of 3.141%.