10 year FRM interest rates start at 2.690% today and an APR of 3.122%. The best 20 year fixed rate mortgage interest rates at the bank are published at 3.400% today carrying an APR of 3.632%.
40 year loans have been published at 4.000% yielding an APR of 4.138%.
The 3 year Adjustable Rate Mortgages are published at 4.060% currently with an APR of 3.404% to start. In the ARM arena, 5 year loans stand at 2.170% at PHH Mortgage yielding an APR of 2.876% at the beginning of the loan. 7/1 ARM loans are being offered for 2.420% today with a starting APR of 2.897%. The 10 year ARM loans have been published at 2.750% today and the APR is 3.011%.
Standard 30 year refinance fixed rate loans stand at 3.500% at PHH Mortgage today and an APR of 3.723%. 15 year refinance loan interest rates can be had for 2.750% at the bank and an APR of 3.239%. The 7/1 ARMS are on the books at 2.625% currently and the APR is 3.141%.