10 year loan interest rates are on the books at 2.690% at the bank with an APR of 3.135% today. 20 year fixed rate loans have been quoted at 3.375% yielding an APR of 3.615%.
40 year loans start at 4.000% and an APR of 4.143%.
3 year ARM loans have been quoted at 4.060% today yielding an APR of 3.409%. The 5/1 ARMS at PHH stand at 2.125% with a starting APR of 2.865%. The 7 year ARM deals are on the books at 2.375% today and an APR of 2.880%. The 10 year ARMs are being quoted at 2.690% and APR of 2.979%.
The benchmark 30 year refinance loan interest rates can be had for 3.500% at PHH with an APR of 3.723% today. The shorter term 15 year refi FRM interest rates are 2.750% today yielding an APR of 3.239%. ARM interest rates in the 7 year refinance category are available starting at 2.625% currently and the APR is 3.141%.