The benchmark 30 year fixed rate mortgage interest rates start at 3.300% at PHH Mortgage today and an APR of 3.473%. The short term, popular 15 year fixed rate loan interest rates at the bank start at 2.480% today and an APR of 2.788%.
10 year fixed rate mortgages at the bank stand at 2.480% and an APR of 2.929%. 20 year fixed rate loans are on the books at 3.200% and APR of 3.442%.
40 year loan interest rates at the bank are coming out at 3.690% carrying an APR of 3.832%.
The 3 year Adjustable Rate Mortgages stand at 4.060% with a starting APR of 3.510%. In the ARM arena, 5 year loans can be had for 2.190% at PHH Mortgage with an APR of 2.970% to start. The 7 year ARM loans are 2.420% today with an APR of 2.971%. ARMs in the 10 year category are listed at 2.730% today with a starting APR of 3.055%.
The benchmark 30 year refinance loan interest rates at PHH Mortgage stand at 3.500% carrying an APR of 3.723% today. 15 year refinance loan interest rates start at 2.750% carrying an APR of 3.239% today. The 7/1 ARM deals are available starting at 2.625% and APR of 3.141%.