10 year FRM interest rates at the bank are coming out at 2.690% carrying an APR of 3.135% today. 20 year fixed rate mortgages can be had for 3.375% at the bank carrying an APR of 3.615%.
40 year loans are coming out at 4.000% today and an APR of 4.143%.
3 year ARM loans are published at 4.060% currently with an APR of 3.409% to start. The 5/1 ARM deals at PHH Mortgage have been published at 2.125% with an APR of 2.865%. The 7 year ARMs have been offered at 2.375% today carrying an APR of 2.880%. 10 year ARM interest rates are being offered for 2.690% yielding an APR of 2.979% to start.
30 year refinance fixed rate loan interest rates at PHH Mortgage are being offered for 3.500% carrying an APR of 3.723%. The shorter term 15 year refinance loan interest rates stand at 2.750% today and an APR of 3.239%. The 7/1 ARMS start at 2.625% currently with a starting APR of 3.141%.