Citibank (NYSE:C) is still ahead of GMAC in terms of rock-bottom mortgage rates today, though the market lead is still held by PHH Mortgage.
30 year loan interest rates can be had for 3.250% at Citi Mortgage (NYSE:C) today with an APR of 3.455%. Shorter term 15 year loan interest rates have been offered at 2.625% at the bank and an APR of 2.989% today.
30 year refinance fixed rate loan interest rates are on the books at 3.375% at Citibank and an APR of 3.565% today. Popular 15 year refinance FRMs stand at 2.875% today with an APR of 3.123%.
The best 30 year fixed rate mortgages have been published at 3.625% at GMAC Mortgage today and an APR of 3.671%. The VA 30 year mortgage interest rates stand at 3.375% yielding an APR of 3.640%.
15 year loan interest rates are listed at 3.125% at the bank and an APR of 3.154% today.
As far as ARMs go, 5 year deals at GMAC Mortgage are available starting at 3.000% with a starting APR of 3.169%. The 5 year Jumbo ARM loans are being quoted at 3.125% with an APR of 3.169%.
The best 30 year refinance FRMs at GMAC Mortgage start at 3.625% and an APR of 3.662% today. 30 year VA refinance fixed rate mortgages are coming out at 3.375% with an APR of 3.673%. The shorter term, popular 15 year refinance FRMs can be had for 3.125% and an APR of 3.229% today.
The 5/1 ARM deals at GMAC Mortgage stand at 3.000% with an APR of 3.124%. 5 year refi Jumbo Adjustable Rate Mortgages can be had for 3.125% with an APR of 3.140%.