10 year FRMs are on the books at 2.500% and APR of 2.943% today. 20 year fixed rate loan interest rates at the bank are being quoted at 3.230% today with an APR of 3.468%.
40 year loans are being offered for 3.750% carrying an APR of 3.890%.
The 3/1 ARM interest rates are available starting at 4.060% currently carrying an APR of 3.507%. The 5/1 ARMS have been listed at 2.210% at PHH Mortgage with a starting APR of 2.975% which will change as interest rates adjust. 7 year ARM interest rates are published at 2.420% with a starting APR of 2.968%. The 10/1 ARM loans are on the books at 2.800% currently with a starting APR of 3.095%.
The benchmark 30 year refinance loans at PHH Mortgage are being quoted at 3.500% today and an APR of 3.723%. Shorter term, popular 15 year refi fixed rate loans have been offered at 2.750% and an APR of 3.239% today. 7/1 ARM loans are being quoted at 2.625% currently with a starting APR of 3.141%.