10 year loan interest rates stand at 2.600% and an APR of 3.078%. The best 20 year loans have been published at 3.200% at the bank today and an APR of 3.459%.
40 year FRMs at the bank start at 3.750% today with an APR of 3.904%.
3/1 ARMs are on the books at 3.875% yielding an APR of 3.381%. 5 year ARM loans have been quoted at 2.080% at PHH with an APR of 2.861%. 7 year ARM interest rates have been published at 2.290% today yielding an APR of 2.853%. The 10/1 ARM loans can be had for 2.660% currently carrying an APR of 2.973%.
Standard 30 year refinance loans at PHH are on the books at 3.500% with an APR of 3.723%. 15 year refinance loan interest rates at the bank are published at 2.750% and an APR of 3.239%. 7/1 ARM loans are listed at 2.625% currently with an APR of 3.141%.