10 year fixed rate loan interest rates at the bank are being quoted at 2.550% today carrying an APR of 3.015%. The best 20 year loan interest rates have been offered at 3.220% at the bank and an APR of 3.472%.
40 year loans at the bank are coming out at 3.790% today and an APR of 3.940%.
3/1 ARMs are published at 4.125% today with a starting APR of 3.433%. 5 year ARM loans have been published at 2.170% at PHH with an APR of 2.887%. 7 year ARMs are available starting at 2.330% and the APR is 2.867%. The 10 year ARM interest rates start at 2.700% today carrying an APR of 2.993%.
30 year refinance loan interest rates can be had for 3.500% at PHH yielding an APR of 3.723%. Popular 15 year refi loans can be had for 2.750% yielding an APR of 3.239%. The 7 year refi ARM loans are on the books at 2.625% currently with an APR of 3.141%.