The benchmark 30 year loans are published at 4.000% at HSBC Bank (NYSE:HBC) today with an APR of 4.134%. The best 30 year FHA FRMs at the bank have been offered at 3.500% yielding an APR of 3.664%. The VA 30 year FRMs are available starting at 3.500% and an APR of 3.664%.
The short term, popular 15 year loan interest rates have been quoted at 3.125% today carrying an APR of 3.348%.
3/1 Adjustable Rate Mortgages start at 3.250% currently with an APR of 3.275%. The 5 year Adjustable Rate Mortgages are 3.125% at HSBC and the APR is 3.247%.
30 year refinance fixed rate loans have been offered at 4.250% at HSBC today yielding an APR of 4.388%. The typically lower FHA 30 year refinance loans have been quoted at 3.625% with an APR of 3.791% today. The VA 30 year refi loan deals have been listed at 3.625% with an APR of 3.791%. Shorter term, popular 15 year refinance fixed rate loans start at 3.375% today and an APR of 3.602%.