10 year loan interest rates have been quoted at 2.690% at the bank today carrying an APR of 3.135%. The best 20 year FRMs are 3.375% at the bank today and an APR of 3.615%.
40 year loan interest rates have been offered at 4.000% at the bank and APR of 4.143%.
ARMs in the 3 year category are on the books at 4.060% currently with a starting APR of 3.409%. The 5/1 ARM loans can be had for 2.125% at PHH yielding an APR of 2.865% to start. 7/1 ARM loans are listed at 2.375% currently and an APR of 2.880%. The 10/1 ARMS have been offered at 2.690% today with a starting APR of 2.979%.
Standard 30 year refinance FRMs are being offered for 3.500% at PHH and APR of 3.723% today. The shorter term, popular 15 year refi loans have been published at 2.750% and APR of 3.239% today. 7 year refinance ARMs have been offered at 2.625% today and APR of 3.141%.