The benchmark 30 year fixed rate mortgage interest rates at Citizens Bank start at 3.625% carrying an APR of 3.660% today. The shorter term 15 year fixed rate loans at the bank are being offered for 3.000% today and an APR of 3.063%.
ARM loans in the 3 year category are on the books at 2.750% currently with an APR of 2.980% to start. 5 year ARMs have been quoted at 2.500% at Citizens Bank with an APR of 2.863% to start. The 7/1 ARM interest rates are listed at 2.750% and the APR is 2.920%.