The benchmark 30 year loans at HSBC Bank (NYSE:HBC) are available starting at 4.000% and an APR of 4.134%. The lower FHA 30 year loan interest rates are being quoted at 3.500% at the bank with an APR of 3.664%. 30 year VA FRMs are 3.500% and APR of 3.664%.
The short term, popular 15 year FRM interest rates are being quoted at 3.125% and an APR of 3.348% today.
The 3/1 ARM deals are being quoted at 3.250% with an APR of 3.275%. The 5/1 ARM loans are being quoted at 3.125% at HSBC carrying an APR of 3.247%.
Standard 30 year refinance fixed rate mortgages at HSBC are being offered for 4.250% and APR of 4.388% today. 30 year refinance FHA FRMs at the bank are on the books at 3.625% carrying an APR of 3.791%. VA 30 year refi FRMs are being offered for 3.625% yielding an APR of 3.791%. Shorter term, popular 15 year refinance fixed rate mortgages have been quoted at 3.375% carrying an APR of 3.602%.