Standard 30 year loans are 4.000% at HSBC Bank (NYSE:HBC) today carrying an APR of 4.134%. The lower FHA 30 year loans stand at 3.500% carrying an APR of 3.664%. VA 30 year mortgage interest rates have been quoted at 3.500% carrying an APR of 3.664%.
Shorter term 15 year fixed rate mortgages start at 3.125% carrying an APR of 3.348%.
The 3 year Adjustable Rate Mortgages are published at 3.250% currently carrying an APR of 3.275%. The 5/1 ARM interest rates at HSBC are being offered for 3.125% yielding an APR of 3.247%.
30 year refinance fixed rate mortgages at HSBC are being offered for 4.250% and an APR of 4.388%. The lower FHA 30 year refinance loan interest rates at the bank start at 3.625% yielding an APR of 3.791%. The VA 30 year refi fixed rate mortgages have been quoted at 3.625% with an APR of 3.791%. Shorter term, popular 15 year refi fixed rate loans at the bank are being quoted at 3.375% today carrying an APR of 3.602%.