The best 30 year loans are coming out at 4.000% at HSBC Bank (NYSE:HBC) and an APR of 4.134% today. The best 30 year FHA FRMs at the bank are being quoted at 3.500% with a rather higher APR of 3.664%. 30 year VA FRMs stand at 3.500% carrying an APR of 3.664%.
Shorter term 15 year FRMs have been offered at 3.125% today with an APR of 3.348%.
The 3/1 Adjustable Rate Mortgages are available starting at 3.250% with a starting APR of 3.275%. 5 year ARM interest rates at HSBC are 3.125% yielding an APR of 3.247% at the beginning of the loan.
Standard 30 year refinance loans have been quoted at 4.250% at HSBC today carrying an APR of 4.388%. 30 year refinance FHA fixed rate loans have been offered at 3.625% at the bank today with an APR of 3.791%. The VA 30 year refi FRMs have been listed at 3.625% yielding an APR of 3.791%. 15 year refinance loan deals start at 3.375% today yielding an APR of 3.602%.