Standard 30 year fixed rate loans are coming out at 4.000% at HSBC Bank (NYSE:HBC) yielding an APR of 4.134% today. The best 30 year FHA fixed rate mortgage interest rates are coming out at 3.500% yielding a bit higher APR than the conventional loan of 3.664%. 30 year VA fixed rate mortgage interest rates are coming out at 3.500% and an APR of 3.664%.
Shorter term 15 year FRM interest rates at the bank start at 3.125% carrying an APR of 3.348% today.
3/1 Adjustable Rate Mortgages start at 3.250% currently with an APR of 3.275%. As far as ARMs go, 5 year interest rates at HSBC are 3.125% carrying an APR of 3.247% to start.
The benchmark 30 year refinance FRMs have been offered at 4.250% at HSBC with an APR of 4.388% today. The typically lower FHA 30 year refinance mortgage interest rates have been listed at 3.625% at the bank today carrying an APR of 3.791%. The VA 30 year refi loan deals have been listed at 3.625% carrying an APR of 3.791%. Shorter term 15 year refinance loans are 3.375% at the bank and APR of 3.602%.