Standard 30 year loan interest rates at HSBC Bank (NYSE:HBC) are coming out at 4.000% with an APR of 4.134%. The best 30 year FHA loan interest rates start at 3.500% with a rather higher APR of 3.664%. The VA 30 year mortgage interest rates are on the books at 3.500% yielding an APR of 3.664%.
Shorter term, popular 15 year fixed rate mortgage interest rates have been offered at 3.125% with an APR of 3.348%.
ARM interest rates in the 3 year category have been quoted at 3.250% and the APR is 3.275%. 5/1 ARMs are 3.125% at HSBC with a starting APR of 3.247%.
Standard 30 year refinance fixed rate mortgages are available starting at 4.250% at HSBC today yielding an APR of 4.388%. The FHA 30 year refinance loans start at 3.625% today carrying an APR of 3.791%. The VA version of the 30 year refi fixed rate mortgages are being quoted at 3.625% yielding an APR of 3.791%. Shorter term 15 year refinance loan interest rates can be had for 3.375% with an APR of 3.602% today.