10 year loan deals have been offered at 2.690% yielding an APR of 3.135% today. 20 year loan deals at the bank are 3.375% and an APR of 3.615%.
40 year loans have been quoted at 4.000% carrying an APR of 4.143% today.
3/1 ARM loans are 4.060% today yielding an APR of 3.409%. As far as ARMs go, 5 year interest rates have been quoted at 2.125% at PHH and an APR of 2.865%. The 7/1 Adjustable Rate Mortgage interest rates are on the books at 2.375% currently with an APR of 2.880%. The 10/1 ARMS can be had for 2.690% carrying an APR of 2.979%.
30 year refinance fixed rate loans are on the books at 3.500% at PHH and an APR of 3.723%. The shorter term 15 year refi FRM interest rates can be had for 2.750% at the bank and an APR of 3.239%. 7/1 ARM loans are being quoted at 2.625% currently with an APR of 3.141%.