30 year loan deals are available starting at 3.750% at Berkshire Bank (NASDAQ:BERK) today carrying an APR of 3.778%. The best 30 year FHA fixed rate mortgages have been offered at 4.375% with a bit higher APR of 5.002%. The short term 15 year loan interest rates have been offered at 3.000% with an APR of 3.050%.
The best 20 year fixed rate loans are listed at 3.625% and APR of 3.664%.
The 3 year Adjustable Rate Mortgages are on the books at 2.875% yielding an APR of 3ARMPA@ to start. The 5 year ARMs are 3.125% at Berkshire Bank with an APR of 5ARMPA@.