The benchmark 30 year loan interest rates can be had for 3.625% at Suntrust Banks (NYSE:STI) and an APR of 3.734% today. The lower FHA 30 year interest rates at the bank are available starting at 3.625% yielding an APR of 4.625%. The shorter term 15 year FRMs at the bank are published at 2.800% today carrying an APR of 3.013%.
The 5/1 ARM loans at Suntrust are available starting at 2.400% yielding an APR of 2.895% at present. The 7 year ARMs can be had for 2.625% with a starting APR of 2.935%.