The benchmark 30 year loan interest rates at GMAC Mortgage are on the books at 3.750% today carrying an APR of 3.755%. VA 30 year fixed rate mortgages are listed at 3.375% carrying an APR of 3.671%.
The shorter term 15 year loans can be had for 3.125% and APR of 3.154%.
The 5 year ARM loans at GMAC are listed at 3.000% and APR of 3.193%. 5 year Jumbo ARM interest rates have been listed at 3.250% carrying an APR of 3.193%.
The benchmark 30 year refinance fixed rate loans are being offered for 3.625% at GMAC carrying an APR of 3.672% today. VA 30 year refi mortgage interest rates have been offered at 3.375% with an APR of 3.704%. Shorter term 15 year refinance loans at the bank start at 3.125% with an APR of 3.229% today. The 5 year refinance ARMs are listed at 3.000% at GMAC. and an APR of 3.134%. 5/1 refi Jumbo ARMs are being quoted at 3.000% yielding an APR of 3.106% to start.