The benchmark 30 year fixed rate mortgages at HSBC Bank (NYSE:HBC) are being quoted at 4.000% and APR of 4.134%. 30 year FHA fixed rate loans start at 3.500% with a bit higher APR of 3.664%. 30 year VA FRMs have been published at 3.500% with an APR of 3.664%.
Shorter term 15 year fixed rate loans are available starting at 3.125% with an APR of 3.348%.
ARM interest rates in the 3 year category are 3.250% today showing an APR of 3.275%. The 5/1 ARM interest rates at HSBC stand at 3.125% showing an APR of 3.247%.
The best 30 year refinance FRMs at HSBC are being quoted at 4.250% today with an APR of 4.388%. 30 year refinance FHA loans have been listed at 3.625% today carrying an APR of 3.791%. The VA 30 year refi FRMs are published at 3.625% carrying an APR of 3.791%. The short term 15 year refi loan interest rates at the bank have been published at 3.375% today carrying an APR of 3.602%.