The benchmark 30 year FRMs are coming out at 3.350% at PHH Mortgage today and an APR of 3.520%. This is lower than most of the most popular banks today. Popular 15 year loan deals have been listed at 2.500% today carrying an APR of 2.804%.
10 year fixed rate loan interest rates start at 2.500% today yielding an APR of 2.943%. 20 year loan interest rates are published at 3.230% at the bank today carrying an APR of 3.468%.
40 year loans are being quoted at 3.750% with an APR of 3.890% today.
The 3/1 ARM deals are listed at 4.060% carrying an APR of 3.507%. 5/1 Adjustable Rate Mortgages are on the books at 2.210% at PHH yielding an APR of 2.975% at the beginning of the loan. 7 year ARM interest rates are listed at 2.420% with a starting APR of 2.968%. The 10/1 ARM interest rates are available starting at 2.800% currently showing an APR of 3.095%.
Standard 30 year refinance loan interest rates have been published at 3.500% at PHH yielding an APR of 3.723% today. Shorter term 15 year refi loan interest rates at the bank are 2.750% and an APR of 3.239%. 7 year refi Adjustable Rate Mortgages stand at 2.625% yielding an APR of 3.141%.