30 year fixed rate loan interest rates have been published at 3.750% at Berkshire Bank (NASDAQ:BERK) today and an APR of 3.778%. The best 30 year FHA loans are being quoted at 4.375% with a rather higher APR of 5.002%. The short term, popular 15 year loan interest rates at the bank are listed at 3.000% and an APR of 3.050% today.
20 year loans have been listed at 3.625% yielding an APR of 3.664% today.
The 3 year ARMs can be had for 2.875% currently with a starting APR of 3ARMPA@. As far as ARMs go, 5 year deals at Berkshire are coming out at 3.125% with a starting APR of 5ARMPA@ which will change as interest rates adjust.