The 5 year ARM deals at Bank of America have been quoted at 2.500% with an APR of 3.061%.
The best 30 year refinance loan deals are being quoted at 3.875% at Bank of America carrying an APR of 4.036% today. Shorter term 15 year refinance fixed rate loans have been quoted at 3.125% carrying an APR of 3.369% today. 5/1 ARM loans at BoA are coming out at 2.375%. with a starting APR of 3.018%.