10 year FRM interest rates are listed at 2.690% at the bank today and an APR of 3.135%. 20 year FRM interest rates are available starting at 3.375% today carrying an APR of 3.615%.
40 year FRMs can be had for 4.000% at the bank and APR of 4.143%.
The 3/1 ARMS are available starting at 4.060% today showing an APR of 3.409%. As far as ARMs go, 5 year loans are 2.125% at PHH carrying an APR of 2.865% to start. 7 year ARMs start at 2.375% currently with an APR of 2.880%. 10 year ARM interest rates are listed at 2.690% today with an APR of 2.979%.
The best 30 year refinance loans have been published at 3.500% at PHH today yielding an APR of 3.723%. The short term 15 year refinance fixed rate mortgages have been quoted at 2.750% at the bank with an APR of 3.239%. 7 year refi Adjustable Rate Mortgages are listed at 2.625% currently and an APR of 3.141%.